Need to add or remove someone from a property title? Our expert solicitors make the transfer of equity process simple, clear and affordable, whether it's for marriage, separation, gifting or ownership changes. Start your transfer online in minutes with our simple process.
A transfer of equity is a legal process used to change the ownership of a property by adding or removing someone from the title deeds. Unlike a full sale, at least one of the original owners remains on the title.
Common scenarios include:
Our conveyancing solicitors handle everything from paperwork to Land Registry updates, ensuring a legally secure and efficient process.
Wherever you are in the UK, Batley Law provides nationwide legal support with a local touch. Whether you're removing a name after separation or gifting a share to family, we guide you from start to finish, stress-free and with clear communication. Talk to a solicitor today or book your transfer online.
Here are the standard legal steps:
We confirm details, ownership structure, and parties involved.
Review of title deeds, existing mortgage (if any), and identity verification
If there's a mortgage, we obtain formal approval from the lender.
Draft and execute the Transfer Deed (TR1 form).
Check if Stamp Duty Land Tax (SDLT) applies.
Final submission to HM Land Registry for legal ownership change.
Most transfers of equity take 4 to 6 weeks. It may take longer if there’s a mortgage (we need your lender’s consent) or if legal matters like divorce are involved.
You may also need to pay Stamp Duty Land Tax (SDLT), depending on the transfer value and your circumstances.
Timelines vary based on:
Need it done sooner? We offer priority processing. Our expert solicitors make the process smooth and efficient.
You’ll always need to pay two key costs: solicitor legal fees and a Land Registry fee to update ownership records.
You’ll typically pay:
You may need a transfer of equity if you’re adding or removing someone from your property ownership. This is common during divorce, marriage, gifting the property, or when buying out another owner’s share. It helps legally update who owns the property. Need help with your transfer of equity? Talk to our legal team today to get started.
Yes, it’s important to have a transfer of equity solicitor. They’ll prepare the legal documents, deal with the Land Registry, and make sure the process meets all legal and mortgage lender requirements. Let our expert solicitors handle it for you. Book your free consultation now.
A standard transfer of equity process usually takes 4 to 6 weeks, but it may take longer if there’s a mortgage involved or if both parties don’t agree. Want to speed things up? Send us your details and we’ll take care of the process.
Costs can vary depending on your situation, but you’ll usually need to cover legal fees and a Land Registry fee. If there’s a mortgage or stamp duty to pay, this will add to the transfer of equity costs. Get a clear, upfront quote now. No hidden charges, just expert service.
You may have to pay stamp duty on transfer of equity if money changes hands or if you take over a mortgage worth more than the threshold. Check if you’ll need to pay Stamp Duty. Speak with one of our advisors today.
No, you can't remove someone from the property title without their agreement. All current owners must give written consent before any change is made. Need help navigating this process? Book a private chat with a solicitor today.
You’ll need proof of ID, the title deeds, a mortgage statement (if there is one), and the signed transfer forms. If there’s a mortgage, your lender will also need to approve the change. We’ll help you gather all the paperwork. Reach out now to get your checklist.
Yes, if there’s a mortgage, your lender must approve the transfer. They’ll assess the new owner’s ability to meet repayments and might change the terms. This could also affect SDLT on transfer of equity, depending on the mortgage value. Worried about how your mortgage is affected? Let us review it for you today.
Yes, you can. Whether you’re removing someone or adding a new person, a transfer of equity and stamp duty may apply depending on the value involved and if any money changes hands. Let’s update your ownership properly. Start your application with us today.
