Remortgaging your home? Our remortgage solicitors make the legal process smooth and stress-free. We take care of all the legal work for you, ensuring everything is done properly and on time. With fixed fees and no hidden costs, you’ll always know what you’re paying. Whether switching lenders or staying with the same one, we keep you informed every step of the way.
Remortgaging means replacing your current mortgage with a new one, either from your existing lender or a different one. People often remortgage to:
Remortgaging can be a smart way to save money or make your payments more manageable, especially if your current deal is ending or your home’s value has gone up. Our solicitors can guide you through the remortgaging process to ensure everything runs smoothly and quickly.
Our solicitors manage the legal work to close your current mortgage and register the new one, ensuring a smooth remortgaging process. In the UK, this involves standard legal steps with your lender and solicitor.
Here are the 6 key steps in a simple and clear way:
Your solicitor verifies your identity and the source of any extra funds.
Confirms you own the property and checks for any existing charges.
Reviews the lender’s mortgage offer and gets your current loan balance.cost
Completes property searches or arranges a search indemnity policy.
Runs bankruptcy and title checks, then sends a certificate to your new lender.
Old mortgage is paid off, fees are settled, and any extra funds are sent to you.
Before starting, it’s wise to do a remortgage comparison to ensure you’re getting the best deal for your needs.
You should think about remortgaging 2 to 6 months before your current deal ends. This helps you avoid moving to your lender’s Standard Variable Rate (SVR), which can be more expensive.
Common reasons to remortgage:
Remortgaging doesn’t have to be expensive or confusing. We offer transparent, fixed-fee pricing with no hidden charges, so you know exactly what you’re paying from the start.
Our fee includes:
Refinancing a mortgage means replacing your current loan with a new one that may offer better terms, such as a lower interest rate or shorter loan period. Start by reviewing your current mortgage, comparing lender offers, and choosing the best option. Then, complete the application, provide documents, and go through the approval process.
If you're planning to refinance property, our experienced solicitors are here to guide you through every step and help you secure the right deal.
Refinancing a mortgage can be a smart move for many homeowners. It can help you save money, access cash, or adjust your mortgage to better suit your needs. Here are the main reasons people in the UK choose to refinance:
Reduce monthly payments and save over time.
Use built-up property value for home improvements, debt consolidation, or investments.
Move to a lender offering better terms or different mortgage options.
Shorten your mortgage to pay it off faster and reduce total interest
Lock in a stable rate to protect against future increases.
Switch from residential to buy-to-let if your property use has changed.
Refinancing your mortgage can be a smart way to improve your financial situation or adjust to life changes. Get in touch with us to discuss your options and find the right solution for your needs.
Whether you're switching lenders, releasing equity, or refinancing for better terms, our experienced remortgage solicitors are here to help, every step of the way. Book a free consultation or get your fixed-fee quote now.
You take out a new mortgage deal, either with your current lender or a new one. A solicitor handles the legal paperwork to switch your mortgage smoothly. If you're looking to switch lenders or release funds, remortgaging could be the right step. Start your legal checks with our team today.
You can usually remortgage 3 to 6 months before your deal ends to avoid early repayment charges or being moved to a standard variable rate. Checking remortgage rates in the UK early can help you lock in better terms. Ask us to review your current deal timeline now.
Costs vary, but you’ll typically pay legal fees, a valuation fee, and lender charges. Our remortgage solicitors offer fixed-fee pricing with no hidden costs, making your switch easier to manage. Get a no-obligation quote in minutes.
Yes, if your home has increased in value, you can use remortgage calculator UK tools to estimate how much equity you could take out. Funds can be used for home improvements or other needs. See how much equity you could unlock today.
Yes, many people use remortgage comparison tools to see if consolidating debt into their mortgage saves them money. This can reduce your monthly payments, though you may repay more over time. Let us run the numbers for your situation.
Yes, lenders usually require a new valuation to confirm the property’s current market value. This can affect your remortgage rates, so it’s important to get accurate figures. Book a valuation with us to get started.
Yes, you can release equity through a remortgage to use as a deposit for another home or investment property. This can be a smart way to expand your portfolio. Talk to us about your buy-to-let goals.
You choose a deal, apply with a lender, get a valuation, and let our solicitors manage the legal work. We’ll help you find the best remortgage deals to fit your needs. Download our step-by-step remortgage checklist.
It usually takes 4 to 8 weeks, depending on your lender and legal steps. We keep things on track while you explore updated remortgage rates with confidence. Let’s secure your new deal before rates change.
A broker compares lenders, checks affordability, and handles all the paperwork. A good broker makes your remortgage comparison quick, accurate, and stress-free. Book a quick discovery call with our broker team.
