Remortgaging your home? Our solicitors handle the legal process for you efficiently and on time. With fixed fees and no hidden costs, you know exactly what you’re paying. Whether switching lenders or not, we’ll keep you updated at every step.
Remortgaging means replacing your current mortgage with a new one, either from your existing lender or a different one. People often remortgage to:
It’s a great way to save money or better manage payments. Our solicitors ensure the process is smooth and quick.
We manage the legal process from ending your current mortgage to setting up the new one. Here’s how it works in 6 simple steps:
Your solicitor verifies your identity and the source of any extra funds.
Confirms you own the property and checks for any existing charges.
Reviews the lender’s mortgage offer and gets your current loan balance.cost
Completes property searches or arranges a search indemnity policy.
Runs bankruptcy and title checks, then sends a certificate to your new lender.
Old mortgage is paid off, fees are settled, and any extra funds are sent to you.
Always compare remortgage deals before starting.
Start 2–6 months before your deal ends to avoid the Standard Variable Rate (SVR). You might remortgage if:
Remortgaging is simple with our transparent, fixed-fee pricing and no hidden charges.
Our fee covers:
Get your free quote in under 2 minutes.
Refinancing a mortgage means replacing your current loan with a new one that may offer better terms, such as a lower interest rate or shorter loan period. Start by reviewing your current mortgage, comparing lender offers, and choosing the best option. Then, complete the application, provide documents, and go through the approval process.
If you're planning to refinance property, our experienced solicitors are here to guide you through every step and help you secure the right deal.
Thinking about refinancing your mortgage? Here’s a simple guide to help you understand the steps:
Use a UK loan calculator to understand your current payments and savings potential.
Look at UK lenders to find the best home interest rates.
A better credit score may get you a lower rate.
Make sure fees don’t outweigh your savings.
Choose the best option and submit your application with the needed documents
Our solicitors will guide you through each step to secure the right deal.
Whether you're switching lenders, releasing equity, or refinancing for better terms, our experienced remortgage solicitors are here to help, every step of the way. Book a free consultation or get your fixed-fee quote now.
You take out a new mortgage deal, either with your current lender or a new one. A solicitor handles the legal paperwork to switch your mortgage smoothly. If you're looking to switch lenders or release funds, remortgaging could be the right step. Start your legal checks with our team today.
You can usually remortgage 3 to 6 months before your deal ends to avoid early repayment charges or being moved to a standard variable rate. Checking remortgage rates in the UK early can help you lock in better terms. Ask us to review your current deal timeline now.
Costs vary, but you’ll typically pay legal fees, a valuation fee, and lender charges. Our remortgage solicitors offer fixed-fee pricing with no hidden costs, making your switch easier to manage. Get a no-obligation quote in minutes.
Yes, if your home has increased in value, you can use remortgage calculator UK tools to estimate how much equity you could take out. Funds can be used for home improvements or other needs. See how much equity you could unlock today.
Yes, many people use remortgage comparison tools to see if consolidating debt into their mortgage saves them money. This can reduce your monthly payments, though you may repay more over time. Let us run the numbers for your situation.
Yes, lenders usually require a new valuation to confirm the property’s current market value. This can affect your remortgage rates, so it’s important to get accurate figures. Book a valuation with us to get started.
Yes, you can release equity through a remortgage to use as a deposit for another home or investment property. This can be a smart way to expand your portfolio. Talk to us about your buy-to-let goals.
You choose a deal, apply with a lender, get a valuation, and let our solicitors manage the legal work. We’ll help you find the best remortgage deals to fit your needs. Download our step-by-step remortgage checklist.
It usually takes 4 to 8 weeks, depending on your lender and legal steps. We keep things on track while you explore updated remortgage rates with confidence. Let’s secure your new deal before rates change.
A broker compares lenders, checks affordability, and handles all the paperwork. A good broker makes your remortgage comparison quick, accurate, and stress-free. Book a quick discovery call with our broker team.
